For some time, I was nudging the bf to allow me to get a credit card..
now that he has agreed to let me apply for my own.. i read up on the perks and such and the conditions.. then in the end, i think i wont apply.
-_-
maybe next time when i DO need it for big ticket purchases such as furniture or wedding then i get it.
cause the perks are mainly restaurants, those courts megastores and branded boutiques, it's not that i even frequent those places..and there's yearly subscription fees and minimum amount charged to card..
i know i am contradictory.. but hey, it means i can afford any of my purchases NOW, not on credit terms. :P
in the end, i think the reason why i want a credit card is just to boost my ego.
And there's no need to prove to anyone.
Can afford a credit card doesnt mean i must get one.
Does not have a credit card doesnt mean i cannot afford one.
hahaha.
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