ooh before i forgot

hee
last night dear night's out again !!
lol

he accompanied to meet the independent advisor to talk abt my financial plans ..

yar i'm bein "kiasu" now

cause i wanna make sure i can stand on my own next time if anythin happens and also its better suffer now then later can taste my fruits of labour..

and to take a regular savings plan means u are FORCIBLY savin up for rainy days
cannot be like present times ..

feel like it put more if not put less.. then feel like it buy things on spur of monent ..
which i do quite often lol

insurance plans also impt but i dun wanna spent too much money on it cause .. its for a peace of mind ..
i know

things can get unpredictable
BUT i tink for now its better to have some cash fluidity ..
then next time more stable then buy a bigger one lol
and insurance plan cannot pay halfway then break bond.. u will LOSE OUT ALOT

"KIASI" mentality lol must buy for health and hospitalisation and wat ehmm.. "Critical illness plan"
dun wanna be a burden IF anythin happen
buy sufficient is enough

i'm more interested in the UNIT TRUST ..
makin my CPF money "grow" lol but its confirmed to be in red for the first few years
hmm..

so many things to consider, so many decisions ..

things to plan for :
my degree
my savings
my insurance coverage
expenditure for myself and family ( its only right to contribute to family's )
my wedding LOL
i wouldnt my dear to be the sole provider cause its a UNION of both
unless his pay next time will be like 10K or somethin then i can work for leisure LOL
and my very own home..
and i am not interested in cars .. seriously .. never had a car and had never date a guy who can drive anyway :X ..and dun think will .. rather be house proud lol
well unless HE has other plans abt cars so ..... haha

well since dear's in camp
i have lots of time to think and plan
i think i am not content being a "gal who hangs onto her guy" only lol
i wanna be the "behind every man is a successful woman " :P

oh well its seems to be a whole lot of crappin but i WILL Achieve my aims..
maybe not in immediate future but will certainly try to make it happen ..

and finally

dear's time with me was short BUT sweet ..
love him to bits
i talked to him abt some issues and its settled somehow
haha

dear's gonna finish his course soon ..
then he can have more time to contribute to US ..
feelin tired of being the "more active" one in this ..
as always said before
"it takes two hands to clap"